Strategic growth by financing resilience

The accelerating impacts of climate change are no longer distant projections but daily realities shaping markets, assets and communities worldwide. As extreme weather events grow in frequency and severity, businesses and financial institutions face mounting exposure to physical risks that directly affect operations, profitability and long-term resilience. Yet, within these risks lies a significant commercial opportunity: the financing of adaptation.

This white paper, developed by a consortium of leading financial services contributors and led by Climate X, explores how adaptation finance can emerge as a scalable, profitable and urgently needed investment frontier. The paper positions adaptation finance not as a distant policy aspiration but as a market-ready opportunity for banks, insurers, investors and corporates to unlock today.