NPLs to blame for lending drag, say regulators

Banks that have already increased capital are lending most, says EBA's Enria

NPLs

Non-performing loans (NPLs) on European banks' balance sheets, not new capital requirements, are to blame for low profitability and a reluctance to lend, according to four major financial regulators.

The heads of the European Banking Authority (EBA), Basel Committee on Banking Supervision, Europe's Single Resolution Board (SRB) and Banco de Portugal said banks should be pushed to reduce legacy portfolios of NPLs, and must be supported by improvements in bankruptcy procedures, as well as legal

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact info@risk.net or view our subscription options here: http://subscriptions.risk.net/subscribe

You are currently unable to copy this content. Please contact info@risk.net to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Risk.net? View our subscription options

Register

Want to know what’s included in our free membership? Click here

This address will be used to create your account

You need to sign in to use this feature. If you don’t have a Risk.net account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here