US regulatory overhaul reaches final stages

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Congressman Barney Frank (l), chairman of the financial services committee, and Christopher Dodd, chairman of the US Senate committee on banking, housing and urban affairs

It’s not quite over yet, but the text of the Dodd-Frank bill has been agreed and derivatives users have cause for both celebration and concern. The final text of US financial reform legislation arrived on June 25, following an epic 20-hour concluding session of the committee charged with reconciling the two existing bills.

Four days later, the committee had to reopen discussions after the death of Democratic senator Robert Byrd and the defection of two moderate Republicans left supporters of the

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