State of the art

With almost 20 years of experience in the financial services industry, and during his two years as secretary general of the European Banking Federation (EBF), Guido Ravoet has seen first-hand the rapid increase in regulation of the European financial services sector, and has nothing but praise for the way the process has developed. "The high degree of integration of the wholesale financial markets – the equities, bonds and money markets – has been one of the most significant achievements for the

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