FDIC issues insurance guides
WASHINGTON, DC – The Federal Deposit Insurance Corporation (FDIC) has issued for comment, proposed rules governing deposit insurance assessments under the Federal Deposit Insurance Reform Act of 2005.
The new rules would create a system that would more closely tie what banks pay for deposit insurance to the risks they undertake. The rules would also continue to set the designated reserve ratio (DRR) for the insurance fund at 1.25% of estimated insured deposits.
The amendment to the legislation will create different risk differentiation frameworks for smaller and larger institutions that are well
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