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With close to half a million employees working in businesses in 190 countries around the globe, one issue that Siemens clearly cannot afford to get wrong is pensions. And in keeping with a company whose business includes the latest in renewable energy and information technology, the Munich-based company has been in the vanguard of developing new pension solutions in Germany where the bulk of its liabilities lie.

All schemes are managed independently and Dominik Asam, director of corporate

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