Profile: Wachovia manages merger risk


CHARLOTTE, NORTH CAROLINA -- Yousef Valine, head of operational risk at Wachovia Bank, likes to tell a story about the American entrepreneur who created WalMart, the biggest retail franchise in the US. He enquires, "Have you heard of Sam Walton?"

"Walton was asked by a journalist: ‘How come you’re so successful?’ Walton said: ‘By making good decisions.’ The journalist asked: ‘So how did you learn to make good decisions?’ Walton said: ‘Experience’. The journalist then asked: ‘So how do you get

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