Insurance Risk - VOL. 6/NO. 4

Obstacles to reform

Grand statements have been made about the need for a new financial supervision framework in Europe, but can the European Union work out the practicalities of reform? Patrick Blum reports

The sum of its parts?

The latest Basel committee proposals to force insurance subsidiaries’ equity to be financed with the parent’s Tier I capital poses a threat to the bancassurance business model, already wounded from high-profile failures. The increased cost of capital…

Loss leaders

Operational risk is potentially the biggest risk faced by insurers – and also one of the most difficult to model. However, as a number of loss data aggregation initiatives globally either emerge or mature, insurers are much better placed to quantify…

Surviving the fallout

As regulators rush to reassess international banking regulations, insurers are also at threat of seeing more stringent regulations imposed on them on the basis that they are systemically risky. But the industry is fighting back. John Ferry reports

Keeping it consistent

While consensus appears to have been reached over the liquidity premium and hybrid debt issues, whether the current state of the Solvency II directive can truly be called market consistent was debated as leading figures in the directive’s passage met in…

Crumbling relations

The so-called ‘Piigs’ countries – Portugal, Ireland, Italy, Greece and Spain – have been an ongoing source of worry for the financial markets in 2010. While the prospect of a Eurozone country being allowed to default appears low, insurers are under…

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