The silver lining



The US property market hasn't exactly been overwhelmed with good news recently. After years of double-digit growth, house prices have all but stalled, with the Office of Federal Housing Enterprise Oversight reporting that its house price index grew by just 0.5% in the first quarter this year compared with the fourth quarter of 2006 - the slowest growth rate in 10 years. Meanwhile, rising US interest rates have caused delinquencies in the subprime mortgage market to soar as borrowers struggle to

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