Raiffeisenbanken und Volksbanken Lebensversicherung (R+V)
Encouraged by reform of the state pension system, with-profits savings products are thriving in Germany, and R+V has positioned itself to exploit growth in this market
Owned by Germany's network of co-operative banks, Raiffeisenbanken und Volksbanken Lebensversicherung (R+V) is one of the country's biggest life insurers, with 6.5% of market share in 2004 measured by gross premium income. With a unique ability to distribute products via thousands of co-operative bank branches, Wiesbaden-based R+V is now poised to take advantage of a potential boom in with-profits
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