Estate of grace



The UK's with-profits industry was once the powerhouse of the country's long-term savings sector. But around the turn of the decade a deterioration in market conditions, combined with some poor risk management decisions saw investment returns, and consumer confidence in the product plummet. Now faced with a shrunken share of new business, when compared with unit-linked products, the funds are seeking to use cutting-edge capital management techniques to rejuvenate the sector - but the jury

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

If you already have an account, please sign in here.

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here