Retail investment product of the year: Commerzbank/Mattioli Woods

Risk Awards 2018: Multi-line fund freshens up UK structured products

Structured products providers face a tough retail market in the UK. The Financial Conduct Authority, if not actively hostile, cautioned retail investors against choosing complex products in its most recent market review in 2015. Some investors are wary after the high-profile liquidation of Jubilee Financial Products in the same year.

An additional problem is a lack of diversification – plans can offer just one or two streams of equity-linked payouts, which could fail to materialise at the end o