Lifetime achievement award: Wilson Ervin
Lifetime achievement award: Wilson Ervin
The aftermath of the financial crisis has been a boom time for ideas, but most of those that have got anywhere have been small – incremental changes or refinements. Wilson Ervin, New York-based vice-chairman of Credit Suisse, is behind one of the few big ideas to have taken root – bail-in – the notion that a major bank collapse could be resolved by forcing losses onto its bondholders.
It still has its critics, but regulators in Europe and the US have put bail-in at the heart of attempts to end
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