House of the year, South Korea

Kookmin Bank

Kookmin Bank is viewed widely as South Korea’s most advanced bank in terms of risk management. And it has built on that reputation during the past year by continuing to reduce its non-performing loan (NPL) ratio to significantly below that of its peer group. It also veered wider than other banks of the knock-in, knock-out (Kiko) debacle and enhanced its liquidity profile by securing new funding sources in an extremely tough environment. Sending a clear signal about its emphasis on

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