Articles by Tim Mortimer
Interest rates call
HSBC is offering US investors a 10-year investment in interest rates that pays 7% in year one and potentially as much in following years. The product is wrapped in a certificate of deposit, but investors may lose out if HSBC exercises its call at five…
Product review: protecting the downside
A six-year growth product from Blue Sky Asset Management that is relatively complex for retail investors. The product links to the FTSE 100 and gives accumulated returns up to an annual cap of 12%
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Product performance
We compare principal-protected, accelerated growth and reverse convertible products with June 2009 strike dates
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
A choice of credit ratings
Investors can choose between a Triple B and a Single A rated bank issuer in this five-year rollover plan, and receive different coupon payments on the basis of this choice as long as index levels at the product’s anniversaries are above the strike level
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Product performance
We compare principal-protected, accelerated growth and reverse convertible products with April 2009 strike dates
Big risk in Japan
RBS issued a one-year income product linked to five Japanese stocks in March 2008, paying 3% interest plus a variable capital repayment. Three of the stocks fell through their barriers, putting capital at risk and making for a capital return of only 39%
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Product performance
We examine the performance of three product types that share the same strike date in February 2009
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Commercial property plays
Morgan Stanley surprised many people in July 2008 when it plumped for a commercial property-based product. With lower volatility than was on offer from the FTSE 100, it made for a relatively generous offer of returns that took 65% of the starting level…
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month
Market snapshot
Tim Mortimer of Future Value Consultants looks at the pricing issues for structured products in different markets and provides his trade of the month