Eiopa chairman: stress tests 'preventative' not a 'repair tool'

'Capital is not the answer to everything,' says Bernardino

Gabriel Bernardino

Insurance regulators have often been criticised for simply copying the approach of their banking counterparts. Gabriel Bernardino, the chair of the European Insurance and Occupational Pensions Authority (Eiopa), insists this is not the case for European-wide industry stress tests running in parallel with a current health-check of the banking system. Speaking exclusively with Insurance Risk, Bernardino draws a distinction: banks use stress tests as a repair tool; insurers should see them as a

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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