Looking to the future



Q. Swedish insurance and occupational pension fund regulations are 20 years old. Why has the Finansinspektionen decided that now is the right time to change the way liabilities are discounted to a yield curve approach? And why introduce the 'traffic light' stress test at the same time?

A. The timing for developing a new supervisory framework was triggered by two things: first, when I came to office two and a half years ago, it was a very difficult period for life insurance companies in

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