ALM and balance sheet management: fundamental principles
About the course
In today’s volatile market environment, strong Asset and Liability Management (ALM) is critical to effective treasury strategy. This virtual learning event will give finance professionals practical insights into managing liquidity risk, interest rate risk, and balance sheet performance amidst uncertainty and regulatory change.
Participants will explore the ALCO process, treasury best practices, and approaches to scenario modelling. Led by industry experts, the programme combines interactive discussions and real-world exercises to help attendees strengthen decision-making, improve resilience, and apply effective ALM strategies within their organisations.
Looking for advanced ALM and BSM training? Check out our ALM and balance sheet management: advanced level course
What participants say:
- “It was a pleasure to learn from industry experts and leaders in the banking sector from around the world. Their experience provides valuable modern insights into balancing risk and profitability for banks, as well as the rising importance of ALM in achieving this.”
- “The course is very well-structured, providing the right balance of information without overwhelming with excessive details or long sessions. Very knowledgeable presenters”
- “The programme content met expectations, providing a comprehensive coverage of fundamental ALM and Treasury balance sheet management.”
- “The instructor has extensive knowledge and experience in finance and banking, ensuring that the information is delivered clearly and effectively.”
Learning objectives
- Operate an efficient ALM model and manage model risk
- Mitigate ALM-associated risks and the impact of lack of historical data
- Optimise the balance sheet
- Manage capital adequacy and maintain regulatory compliance
- Identify how key strategic treasury decisions are made
- Determine an effective risk appetite strategy within ALM
Who should attend
Relevant departments may include but are not limited to:
- Alco members
- Liquidity risk
- Risk management
- Treasury
- Balance sheet management
- Stress-testing
- Interest rate risk
Agenda
Tutors
Dr Beata Lubinska
Allica Bank
Treasurer
Beata’s background is strongly focused on Interest Rate Risk in the Banking Book (“IRRBB”), Balance Sheet Management, Funds Transfer Pricing (FTP) and behavioural modelling for banks asset liability management purposes. She has spent most of her career managing IRRBB and FTP for a number of financial institutions.
Currently she leads Treasury department at Allica Bank in London. In her previous position she was a Head of the Market and Liquidity Risk Department in MeDirect Group in London with the main focus on IRRBB, Market Risk and Balance Sheet Management. Beata is also a member of the BTRM Faculty founded by Professor Moorad Choudhry in London.
Beata holds a PhD in Finance from Wroclaw University of Economics. Her research publications have enjoyed strong reviews by academics and industry practitioners. Beata is an author of the book “Asset Liability Management Optimization – A practitioner’s guide to balance sheet management and remodelling” published by Wiley & Sons Ltd in London and “Interest Rate Risk in the Banking Book: A best Practice Guide to management and hedging”. In addition, Beata is actively providing trainings for professionals from the banking industry in Latvia, Poland, UK and in the US.
Her main areas of specialization include: Funds Transfer Pricing, Interest Rate Risk in the Banking Book, Asset Liability Management and Balance Sheet management through FTP and optimization.
Courses:
Svetlana Kardan
Challenger Bank
Head of balance sheet management/Head of ALM
Svetlana Kardan is a seasoned finance executive with a wealth of expertise in treasury management and risk assessment. With an impressive background as the former HSBC Group Head of IRRBB and Stress Testing, Svetlana brings over two decades of experience to the table.
Throughout her career, Svetlana has demonstrated a deep understanding of treasury risks, balance sheet management, modeling, governance, and controls. Her acute financial acumen and meticulous attention to detail have allowed her to navigate complex financial landscapes and drive successful outcomes for her organizations.
Currently serving as the Head of Balance Sheet Management at Challenger Bank, Svetlana oversees critical areas such as liquidity, interest rate risk, and foreign exchange risk. Her strategic leadership ensures the optimization of these key factors, supporting the bank’s stability and growth in a dynamic market environment.
Beyond her current role, Svetlana also serves as a respected senior treasury consultant and trainer. Leveraging her extensive knowledge and practical experience, she advises organizations on best practices in treasury management and imparts her expertise to fellow finance professionals.
Enquire about:
- Agenda and registration process
- Group booking rates
- Customisation of this programme
- Season tickets options
Accreditation
This course is CPD (Continued Professional Development) accredited. One credit is awarded for every hour of learning at the event.
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