Banks should use Basel II delays to improve retail-lending systems


NEEDHAM, MASSACHUSSETTS -- Banks should use the time gained by delays to the Basel II bank accord to plan for the replacement of systems that can’t handle the ever-increasing volume of loans to the retail sector, a report by banking technology consultants Tower Group said in August.

Internal credit processing systems, whether vendor-provided or not, must be reviewed and mapped to determine both efficiency and safety. Outsourcing options and Web-based services should be considered. An over all

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