Nykredit retail banking risk-weight hits nine-year high

- By Lea Mok
- 06 Mar 2026

The risk-weight of Nykredit’s retail banking loan book rose to its highest level since end-2016 in the fourth quarter of 2025, jumping 4.5 percentage points to 45.8%. The increase marked a sharp deviation from the relative stability seen over the previous year, during which the ratio fluctuated by less than 40 basis points.

Among the seven credit sub-portfolios under Nykredit’s advanced internal

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