Capital One’s LCR strengthens post-Discover acquisition
Projected retail outflows rise one-third after card-business deal, but liquidity buffers hold up
Capital One’s purchase of Discover has lifted its projected retail deposit outflows in a 30-day stress scenario, yet the bank’s increased stock of eligible high-quality liquid assets (HQLAs) has raised its liquidity coverage ratio (LCR) overall.
Because the LCR is averaged over the quarter and the acquisition closed on May 18, the third-quarter disclosure is the first to capture the full impact of
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