Wells Fargo’s seven-year freeze sees rivals surge ahead
Risk density and loan growth lagged as Fed enforced asset cap
Wells Fargo’s seven-year asset cap was lifted on June 3, closing a chapter in which every large US bank expanded, while it stood still. A Risk Quantum analysis shows that from Q4 2017 to Q1 2025, peers increased their assets by between 18.5% and 141.8%. Wells Fargo’s barely moved.
The cap was imposed by the US Federal Reserve in February 2018 after a series of consumer abuse scandals and
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