Basel III prompts Scandi banks to redraw credit risk

- By Joshua Walker
- 16 May 2025

Three major Scandinavian banks reclassified their credit risk-weighted assets (RWAs) in the first quarter, following Basel III revisions that took effect on January 1 and curtailed use of the advanced internal ratings-based approach (A-IRB).

Danske Bank’s A-IRB credit RWAs fell 25.1% to Dkr340.6 billion ($50.8 billion), while foundation IRB (F-IRB) RWAs surged almost sevenfold to Dkr177.5 billion

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact info@risk.net or view our subscription options here: http://subscriptions.risk.net/subscribe

You are currently unable to print this content. Please contact info@risk.net to find out more.

You are currently unable to copy this content. Please contact info@risk.net to find out more.

As outlined in our terms and conditions, https://www.infopro-digital.com/terms-and-conditions/subscriptions/ (point 2.4), printing is limited to a single copy.

If you would like to purchase additional rights please email info@risk.net

You may share this content using our article tools. As outlined in our terms and conditions, https://www.infopro-digital.com/terms-and-conditions/subscriptions/ (clause 2.4), an Authorised User may only make one copy of the materials for their own personal use. You must also comply with the restrictions in clause 2.5.

If you would like to purchase additional rights please email info@risk.net