Japan Post Bank’s liquid deposits reach largest ever share

A decade since its privatisation, the bank has seen a shift in its deposit structure

Japan Post Bank reported its highest proportion of liquid deposits on record at the end of last year, continuing a decade-long shift that began with its privatisation.

As of December 31, the lender held ¥127.1 trillion ($850.4 billion) in liquid deposits – which include transfer, ordinary and savings accounts – equivalent to 66.2% of its total deposits. This represents an increase from 65.4% in the previous quarter and 64% at the end of 2023.

This marks a continuation of the long-term shift since