Like SVB, five other US lenders reported negative NII growth in 2022

Ally, Customers, First Foundation, Morgan Stanley and PacWest were pressured by rising rates

Silicon Valley Bank was not the only US lender to report negative net interest income growth at the tail-end of last year – meaning deposit and other funding costs were rising faster than loan income.

Ally Financial, Customers Bancorp, First Foundation, Morgan Stanley and PacWest Bancorp saw NII growth of between -3% and -15% in the fourth quarter of 2022, a Risk Quantum analysis shows.

 !function(e,i,n,s){var t="InfogramEmbeds",d=e.getElementsByTagName("script")[0];if(window[t]&&window[t]

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here