Regulatory breaks strengthened EU banks’ CET1 ratios in 2020

In spite of Covid turmoil, top lenders improved their CET1 ratios by around 70bp on average

Top banks in the European Union saw their solvency ratios climb over the course of a wild 2020 – driven not only by earnings, but also a raft of Covid relief measures and fast-tracked changes to the regulatory capital framework.

The average Common Equity Tier 1 (CET1) ratio of 15 major EU lenders tracked by Risk Quantum averaged 14.9% at end-2020, some 70 basis points higher than a year earlier. 

An array of factors affected risk-weighted assets (RWAs) – the denominator of the CET1 ratio –

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here