EU banks count capital benefits of new software treatment

Deutsche Bank reaps 43bp gross benefit

Top European lenders received a year-end boost to their core solvency ratios thanks to the implementation of a rule change on how their software assets are treated in the regulatory capital framework.

Of 16 European Union banks assessed by Risk Quantum, 12 disclosed favourable changes to their Common Equity Tier 1 (CET1) capital ratios following the switch. Deutsche Bank was the greatest beneficiary, reporting a gross 43 basis point benefit.

The rule change, which came into force on December

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