Ring-fencing to starve investment banks of deposit funding

BoE data estimates non-ring-fenced banks will have access to just 4% of household deposits

The investment banking entities of UK dealers will be able to access just a tiny fraction of deposits made by households and small and medium-sized entities (SMEs) when post-crisis structural reforms enter into force in January 2019.

In its biannual Financial Stability Report, the Bank of England published data showing the estimated split in funding and lending for the ring-fenced, retail banking entities and non-ring-fenced, investment banking operations of Barclays, HSBC, Lloyds, RBS, and

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact info@risk.net or view our subscription options here: http://subscriptions.risk.net/subscribe

You are currently unable to copy this content. Please contact info@risk.net to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Risk.net? View our subscription options

You need to sign in to use this feature. If you don’t have a Risk.net account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here