Big Five Canadian banks' loan-loss ratios improve
BMO cuts PCL ratio 10 basis points year-on-year
All but one of the Big Five Canadian banks lowered their loan-loss ratios in the year to April 30, with Bank of Montreal (BMO) improving the most year-on-year.
Provisions for credit losses (PCLs) on impaired loans to average net loans and acceptances stood at 0.17% at the end of the second quarter at BMO, down from 0.27% a year before. Royal Bank of Canada reported the second lowest ratio, at 0.22%
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