How insurers can prepare for EU anti-money laundering directive

Hill Dickinson lawyer outlines his view

money laundering

The European Union's fourth anti-money laundering directive, known as 4MLD, applies to a range of businesses, including insurers. After its formal adoption in June, EU member states now have two years to incorporate the new rules into national law. 

The new directive reflects concerns that the third directive had been implemented inconsistently across the union. The 3MLD was also overly lenient and permissive, allowing for blanket exemptions to be applied incorrectly.

The 4MLD emphasises a risk

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Investment banks: the future of risk control

This survey report explores the current state of risk controls in investment banks, the challenges of effective engagement across the three lines of defence, and the opportunity to develop a more dynamic approach to first-line risk control

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