The new normal

The new normal

Victoria Pennington

The phrase ‘the new normal’ is being used increasingly in conversations with banks and regulators to explain behaviour that used to be out of the ordinary, such as Goldman Sachs’ publication of its business committee’s report on how to change the way it conducts business, and the UK FSA’s discussion paper on its plans to be more intrusive in the approval of new investment products. These measures might be new but there is nothing ‘normal’ about them. When regulators, in this case the FSA and the

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