A granular approach to data

The US regulatory regime was a target for reform even before the financial crisis hit. The US Treasury released its Blueprint for a Modernised Financial Regulatory Structure on March 31, 2008, but it had originally been drawn up after the implementation of the Sarbanes-Oxley Act in 2002, in an attempt to ensure US competitiveness in the global markets. The subprime mess then gave extra credence to the blueprint, which had largely been dismissed as academic, but the Dodd Bill being discussed now