Reassuringly expensive

Funding

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Prior to the credit crunch, bank business lines behaved as though, somewhere in the bowels of their institution, there was a magical money machine: it didn't matter how many loans or trades the bank made, the machine would churn out as much money as required. In a way, the businesses were right - at the time, short-term funds were practically free of charge and even longer-term funding was cheap. Now, things couldn't be more different. Funding has become expensive and scarce.

As a consequence

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