Sex games - insurers’ options after the ECJ ruling

Sex games

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A lawsuit filed by a Belgian consumer agency is not usually a cause for concern for the insurance industry. But the one filed by Test-Achats in 2004 with the European Court of Justice (ECJ) is an exception.

Test-Achat's concern was the rates charged by insurance firms to policyholders of different genders. A policyholder's sex has been used as a major risk factor input in many types of insurance since the industry's 18th century inception - not least in life insurance, where the longer average

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