A free (liquid) lunch?

Aaron Woolner

The balmy evenings of summer inevitably lead to thoughts of holidays and relaxing lunches by the beach. Unless you are an actuary with a European insurer, who, thanks to the launch of the fifth Quantitative Impact Study (QIS) by the Committee of European Insurance and Occupational Pensions Supervisors (Ceiops), will spend July and August curled up with correlation calibrations, rather than the latest blockbuster.

Weighing in at a hefty 330 pages and reflecting all the feedback from the

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