Model misgivings


In the great debate about whether Solvency II should be applied to pension funds, Denmark is in a unique position. The vast majority of the country’s pensions are provided by life insurance companies or nationwide occupational pension funds, known as ‘lateral pension funds’. Company pension funds, on which the debate about applying Solvency II really centres, hold less than 2% of the country’s pension fund assets. So it is more than likely the final directive will encompass the majority of

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