Tilting the scales



Elemer Tertak, director of financial institutions at the European Commission, is quite certain about what he wants to see from the new Solvency II initiative. "The new framework must strike a balance between policyholder protection on the one side and industry competitiveness on the other," Tertak told a gathering of European insurance firms at the Life & Pensions Solvency II conference in Brussels on 10 November.

It remains to be seen whether the precarious balance Tertak is hoping for can be

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