The Retail Distribution Review: how will it affect structured products?

The Retail Distribution Review is hailed as the biggest shake-up of UK financial services since the Big Bang. But there is disagreement about its likely effect on structured products. Vita Millers reports


One of the main reasons for all the fuss about the arrival of the UK's Retail Distribution Review (RDR) is the complete change it will bring to how independent financial advisers (IFAs) do their business. The Financial Services Authority (FSA) has stipulated that from December 31, IFAs will be severely restricted in how they can earn commission and must pass the higher Qualification and Credit Framework Level 4 qualification. In addition, IFAs must consider the entire range of products that may

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