South Africa


South Africa holds the distinction of having survived the financial crisis with its banks intact – but that does not mean the local industry can avoid massive reform to the way banks are run.

The South African Reserve Bank has been an enthusiastic proponent of the Basel II capital framework, which was officially adopted in the country as soon as the ink was dry on January 1, 2008. This achievement is testimony to the sophistication of South Africa’s banks, which claim they did not just adopt the

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