SEPA – EU opens doors to cross-border payments

The EU has approved the final draft of the Payments Services Directive (PSD) – the EU-wide payment services system – which opens the door to the implementation of the Single Euro Payments Area (SEPA).

The new PSD is intended to create a more efficient and competitive payments market by making cross-border payments within the EU – by credit card, debit card, electronic bank transfer, direct debit or any other means – as easy, cheap and secure as domestic payments within a single Member State

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