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Foreign exchange

Merrill Lynch targets Asian retail investors

Investment bank Merrill Lynch has finally joined the flock of institutions battling for Hong Kong’s retail investors, with the launch of its first publicly offered capital guaranteed fund, with more issues planned in the coming months.

New credit structures appear in Asia

A handful of banks have begun marketing increasingly complex credit structures to yield hungry institutional investors in Asia, amid low interest rates and under-performing stock markets around the region.

Over-reliance on risk models a danger, says Lawrence

Financial institution risk managers must be wary of relying too heavily on risk models and systems, according to Mark Lawrence, chief risk officer at Australian bank ANZ, speaking at Risk Waters Group’s third annual Risk Australia conference in Sydney…

Op risk floor removed to give flexibility

BASEL, SWITZERLAND - Global banking regulators have removed the operational risk capital floor previously proposed under the Basel II capital accord to give banks flexibility in developing op risk management systems.

UK accepts large banks could use basic op risk approach

LONDON - The UK’s chief financial market watchdog said in July it accepted that a large international bank could use the basic indicator approach, the simplest of the three approaches to calculating operational risk capital charges proposed under the…

EU default rates hit record high in Q2, says S&P

Rating agency Standard and Poor’s (S&P) said speculative-grade default rates in the European Union (EU) soared to a record high in the second quarter. The EU recorded a default rate of 5.11% in the second quarter, surpassing both the global and US…

Economist questions banks’ approach to VAR analysis

Bank risk managers must use more intra-day price data – also referred to as high-frequency data – to improve their value-at-risk analyses, according to Richard Olsen, an economist and founder of Zurich-based hedge fund and risk services company Olsen.

Beyond the pail

Australia’s regulator has hinted that it may work outside of the Basel Accord to set its own risk weightings for residential mortgages if adjustments aren’t made, writes Nick Sawyer.

Back to the floor

Australia’s major banks are all targeting the advanced measurement approach for calculating operational risk capital under the new Basel Accord. As such, the concept of a floor is proving irksome, writes Nick Sawyer.

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