Introduction: Risk Management and Financial Technology: Disruption, Obsolescence, Transformation
Fintech and Blockchain
Market Exposure to Fintechs: Too Risky?
Statistical Machine Learning Analysis of Cyber Risk Data: Event Case Studies
Cyber Regulations and Compliance Considerations
The Governance of Strategy and Strategic Technology Risks
Scaling Risk Management for Success
Fintech, Risk Management and Emerging Markets – a Case Study
Economic Drivers of Electronic Payment Systems in Developing and Emerging Markets
Brexit, Fintech and Risk Management for the Financial-Services Industry in the UK and Europe
Cyber-risk Quantification of Financial Technology
Understanding Cyber-Risk and Cyber-Insurance
Fintech has established itself as the next evolution of the financial-services industry. Fintech combines finance and technology to provide innovative services to consumers and businesses. We have so far witnessed the rise of numerous fintech startups that effectively disrupted traditional financial services. From banking and wealth management to payments and peer-to-peer lending, fintech is releasing products that are economical and more usable and offer a better experience to the – increasingly – technology-savvy consumer audience.
Fintech has effectively taken advantage of advances in mobile, web and other technologies to deliver innovative financial products on those platforms. It also leverages the ubiquity of consumer data to streamline business processes and dramatically reduce transaction cycles. The combination of sensitive consumer data and limited resources available to fund information-security programmes at startups make fintech particularly attractive to cyber-attackers. On the other hand, consumers expect the same level of safeguards they are used to getting with traditional financial-services institutions for their personal data and financial