Risk is back on the agenda as credit fears ease

Editor's letter

Richard Jory

Give any mathematician a blank piece of paper and ask him to construct an investment and he will attempt to conjure up two things: some familiarity or safety; and a fancy return, or at least a return that outstrips either a bank deposit, a government bond or something his forefathers relied on, which may be a mutual trust.

Once you mash these two ideas together, you have, in all of its glory, a structured product, an investment that offers a comfort blanket with a hint of excitement.

The good

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