FSA guidance on structured products sparked by concerns over product complexity

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Alarmed by the temptation that investments such as structured products can create in a low interest rate environment, the UK Financial Services Authority (FSA) has offered further stringent direction and limitations on issuer practices in a guidance note published on November 2.

The FSA's proposed guidance follows an investigation of seven major providers of structured products, responsible for 50% of the products in the UK retail market by volume and value. Conducted between November 2010 and

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