Half the loss

This two-year investment product, linked to iShares Dow Jones US Real Estate Index, SPDR S&P Homebuilders and Financial Select Sector SPDR Fund, was first reviewed in Structured Products in May 2008. The respective weightings were 60%, 20% and 20%. The product offered potential accelerated returns from a 200% market-participation rate, which was subject to 42% maximum return in addition to the principal amount. The principal was not protected at maturity if the basket of funds fell by more than

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