Macquarie offers outperformance deposit

The five-year deposit, of which 90% is placed with Macquarie Bank and pays an annual fixed interest rate of 4%, holds a deferred purchase agreement that will provide exposure to the outperformance of the S&P/ASX 200 index above a set hurdle, at maturity. This means that the investor will receive the positive performance of the index, if any, over a predetermined hurdle, which will be a fixed percentage between 120%-130% over the index on the issue date. The product is 100% capital protected

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