HSBC launches Guaranteed Capital Account.

The Account provides returns by splitting the deposit into two equal areas. The Income Fifty uses 50% of the investment to generate an interest rate. This rate is calculated as the Bank of England’s base rate with an additional 2% in the first year and then the base rate plus 0.45% thereafter. Income can be paid monthly or annually, or alternatively, rolled on to maturity. The account allows access to funds before the end of the fixed term, subject to a minimum withdrawal of £250; however an

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