The three-year principal protected scheme is sharia-compliant and uses the concepts of Murabaha and Wa’d where the returns are benchmarked against the best performing investment profile. The two profiles comprise property-related indexes and commodities.
The indexes include the European Public Real Estate Index (Epra) and the Tokyo Stock Exchange Reit Index (TSEREIT). The underlying commodities are oil, copper and zinc. The scheme also provides Takaful protection of 125% of a single contribut