Starting from zero

"We are hoping to launch the first mortgage securitisation in Romania next year. The assets may come from just one lender, or could be a joint portfolio. But the transaction will be important."

Alexander Tanase, senior banker at the European Bank for Reconstruction and Development (EBRD), is undeterred by the current capital markets downturn.

With responsibility for helping banks transact mortgages in countries such as Serbia, Bulgaria, Georgia, Kazakhstan and Ukraine, where in many cases mortgage

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