Back to basics

The sudden downfall of Bear Stearns, one of the world's largest global investment banks and a mainstay on Wall Street, produced shockwaves that reverberated through Main Street, highlighting both the severity of the credit crunch and the fragile state of the economy. It also forced the Federal Reserve to take unprecedented action that may affect its future relationships with financial institutions.

The roots of Bear Stearns' collapse lie in the Bear Stearns High-Grade Structured Credit Fund and

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